The No Claims Bonus (NCB) - also called No Claims Discount (NCD) - is a discount on your premium for not making claims during a specified period. Each claim-free year earns you a discount that's applied when you take out a new policy or renew an existing one.
Do I need to provide proof of my NCB?
Yes, you must provide proof of your NCB to receive the discount. Acceptable proof includes:
- Renewal invitation from your current/previous insurer stating your NCB years
- Cancellation letter from your previous insurer that states your NCB
- Certificate from your previous insurer confirming your NCB
These documents must be in the main driver's name and confirm the number of years the NCB was accumulated.